Author: Zex PRwire

  • Crystal Lundberg Launches Personal Pledge to Break Generational Cycles Through Daily Discipline

    • Crystal Lundberg, Office Manager and Marketing Coordinator from Chicago, Illinois, commits to helping others build better futures through small, consistent actions.

    Why the Pledge Matters Now

    Chicago, Illinois, Aug 10, 2026, ZEX PR WIRE — Crystal Lundberg is launching a personal pledge designed to help people break generational cycles and transform adversity into opportunity. Drawing from her own experience growing up in foster care in Rockford, Illinois, and building a career in business management and marketing, she believes that meaningful change starts with daily habits, not dramatic gestures.

    “My past itself has also been my motivation. Experiencing hardship gave me a deep drive to break generational cycles and prove that difficult beginnings do not determine someone’s future,” Lundberg said.

    The pledge focuses on actionable steps anyone can take to create stability, pursue education, and develop the discipline needed for long-term growth.

    The Reasoning Behind the Commitment

    Lundberg spent much of her childhood navigating instability. Her mother struggled with depression, bipolar disorder, and addiction, leading to years in and out of foster care. Around age eight, a family whose father was a family court judge took her in, giving her the first taste of what stability could look like.

    “They showed me what love truly looked like. I witnessed what it meant for a mother to nurture her children, for a father to provide and lead with strength, and for a husband and wife to genuinely love and respect one another,” she explained.

    Although she eventually returned to the foster care system, those years planted seeds that hardship could never destroy. Education became her path forward.

    “Education became more than a goal for me — it became a way to transform my future,” Lundberg said.

    Today, she holds an Associate’s Degree in Business Management Administration and is pursuing a Bachelor’s Degree in Business Management with a concentration in Marketing and Digital Marketing. She has also begun earning credits toward a Master’s Degree in Business Management.

    “Rather than allowing my circumstances to define me, I chose to transform my experiences into motivation for growth and success,” she said.

    Her professional work now centers on helping businesses grow through better organization, marketing structures, branding, and business development.

    Seven Personal Commitments

    Lundberg has outlined seven specific behaviors she will practice daily to model the principles behind her pledge:

    1. Identify one long-term goal each quarter and break it into weekly and daily tasks.

    2. Spend 30 minutes each morning reviewing priorities based on impact, urgency, and alignment with larger goals.

    3. Choose consistency over perfection in every project by setting realistic standards and meeting them regularly.

    4. Reflect weekly on progress and adjust plans without self-judgment.

    5. Read or listen to educational content for at least 20 minutes each day to support continuous learning.

    6. Maintain a journal to track growth, setbacks, and lessons learned.

    7. Share progress and insights publicly to encourage others facing similar challenges.

    “I believe consistency is more important than perfection. Staying disciplined, organized, and adaptable allows me to continue progressing even when challenges arise,” Lundberg said.

    What Success Really Means

    Lundberg measures success differently than most. For her, it is not only about accomplishments or financial stability, but about who you become along the way.

    “I define success as growth, resilience, and the ability to create a meaningful life despite adversity. Success is not only measured by accomplishments, financial stability, or career advancement, but by the person you become throughout the journey,” she said.

    She also emphasizes that growth often requires discomfort.

    “I have learned that growth often happens during uncomfortable seasons, and perseverance is what creates transformation,” Lundberg said.

    Do It Yourself: Ten Actions Anyone Can Take

    Lundberg has created a toolkit of ten actions anyone can take to begin building a better future without paying for services:

    1. Write down three long-term goals and identify one small step for each that can be completed this week.

    2. Create a daily schedule using free tools like Google Calendar or a notebook to track tasks by priority.

    3. Set a daily alarm to spend 20 minutes reading articles, watching educational videos, or listening to podcasts related to your field or interests.

    4. Start a free journal using a notebook or app like Google Docs to track daily wins, challenges, and reflections.

    5. Identify one habit you want to build and commit to practicing it for five minutes every day for 30 days.

    6. Use free online resources like Coursera, Khan Academy, or YouTube to learn a new skill related to your career or personal growth.

    7. Reach out to one person each week who inspires you or works in a field you admire, asking one thoughtful question.

    8. Review your week every Sunday by listing what worked, what did not, and what you will adjust.

    9. Remove one distraction from your daily routine, such as limiting social media to specific times or turning off notifications during focused work.

    10. Share your progress or a lesson learned on social media or with a trusted friend to create accountability and inspire others.

    30-Day Progress Tracker

    Track your progress using this simple daily checklist. Mark each day you complete your chosen action.

    Week 1: Day 1 _ Day 2 _ Day 3 _ Day 4 _ Day 5 _ Day 6 _ Day 7 _

    Week 2: Day 8 _ Day 9 _ Day 10 _ Day 11 _ Day 12 _ Day 13 _ Day 14 _

    Week 3: Day 15 _ Day 16 _ Day 17 _ Day 18 _ Day 19 _ Day 20 _ Day 21 _

    Week 4: Day 22 _ Day 23 _ Day 24 _ Day 25 _ Day 26 _ Day 27 _ Day 28 _

    Final Days: Day 29 _ Day 30 _

    At the end of 30 days, reflect on what changed, what you learned, and what habit you want to build next.

    About Crystal Lundberg

    Crystal Lundberg is an Office Manager and Marketing Coordinator based in Chicago, Illinois. She works with businesses to improve organization, branding, marketing structures, and business development. She holds an Associate’s Degree in Business Management Administration and is currently pursuing a Bachelor’s Degree in Business Management with a concentration in Marketing and Digital Marketing, as well as earning credits toward a Master’s Degree in Business Management. Originally from Rockford, Illinois, she spent much of her childhood in foster care before using education and personal discipline to build a career centered on resilience, leadership, and continuous growth.

  • John Sweetser: Why Engineers Who Ask Better Questions Will Outperform Those Who Just Want Faster Answers

    • Mission Architect John Sweetser of Littleton, Colorado, believes AI’s real value in engineering isn’t speed—it’s helping professionals think more carefully about the right problems.

    From Overwhelmed to Intentional

    Colorado, USA, Aug 10, 2026, ZEX PR WIRE — A chief engineer stood in front of a room full of technical leads, facing a decision that could define the next two years of a spacecraft program. The AI tool on his laptop had generated five design options in minutes, each backed by thousands of simulations. But which tradeoff mattered most? Which risk could the mission actually afford?

    He closed the laptop. He asked his team to walk through the mission requirements again, one by one, until the constraints became clear. The decision took another two hours, but when they left the room, everyone understood not just what they were building, but why.

    That chief engineer was John Sweetser, and the lesson stayed with him. AI can accelerate engineering work, but it cannot decide what matters.

    The Mission Comes Before the Math

    Sweetser started his career at Sandia National Laboratories working on modeling and simulation for national security applications. The work taught him a principle that would shape the next 15 years: the mission defines the problem, not the other way around.

    “Early in my career at Sandia National Laboratories, I learned to think about the whole mission rather than individual components,” Sweetser says.

    He spent five years there before moving to Lockheed Martin Space, where he worked on space vehicle design in the Space Protection Programs division. Later, at Sierra Space, he was promoted to Chief Engineer for Orbital Missions and Services, providing technical oversight for a defense portfolio and managing over 400 engineers. In 2025, he joined Muon Space as a Mission Architect, designing commercial and government space vehicles and conducting constellation performance analysis.

    Across every role, the pattern held. Engineers who understood the mission made better decisions than those who only understood the tools.

    AI Generates Options, Humans Make Decisions

    Sweetser sees AI as a powerful accelerator, but one that requires judgment to use well. Engineering has always involved tradeoffs between performance, safety, cost, schedule, and risk. AI can surface those tradeoffs faster, but it cannot weigh them.

    “AI can process an incredible amount of information, but it doesn’t understand the mission behind the decision,” Sweetser explains. “Engineering has always been about balancing performance, safety, cost, schedule, and risk. Those tradeoffs still require people who understand the bigger picture.”

    He is more interested in how AI helps engineers ask better questions than in how quickly it generates answers. A simulation might run in seconds, but framing the right question can take days. That framing work is where experience, intuition, and mission knowledge come together.

    “I’m more interested in how AI helps engineers ask better questions than how quickly it generates answers,” he says.

    Copy This Framework: Five Phases to Use AI Without Losing Judgment

    Sweetser’s approach to AI in engineering is built on intentionality. Here are the five phases individuals can follow to integrate AI tools without abdicating responsibility.

    Phase 1: Define the mission before opening the tool. Write down the objective, constraints, and success criteria. If you cannot articulate the mission in three sentences, you are not ready to use AI.

    Phase 2: Use AI to surface options, not to choose. Let the tool generate possibilities, run simulations, and identify patterns. Treat the output as a starting point, not a conclusion.

    Phase 3: Ask whether the AI is helping you think or replacing your thinking. If you find yourself accepting results without questioning assumptions, step back. The tool should clarify tradeoffs, not obscure them.

    Phase 4: Validate outputs against mission requirements. AI-generated designs can be technically sound but mission-inappropriate. Check every recommendation against the constraints that matter most.

    Phase 5: Document your reasoning, not just your results. Future teams need to understand why a decision was made, not just what was decided. Capture the logic behind the tradeoffs.

    Quick Wins: Three Ways to Start This Week

    • Before running any simulation or analysis, write a one-paragraph mission statement and keep it visible.

    • After receiving AI-generated results, spend ten minutes listing what the tool cannot know about your mission.

    • Review one recent decision and ask whether speed replaced thoroughness.

    Red Flags: Warning Signs You Are Letting AI Make Decisions

    • You cannot explain why a particular option was chosen without referencing the tool’s output.

    • Team members defer to the AI recommendation rather than debating the tradeoffs.

    • You feel pressure to accept results quickly because the tool produced them quickly.

    • Mission requirements are adjusted to fit AI-generated options instead of the other way around.

    Trust Comes From Consistency, Not Speed

    Sweetser has learned that trust in engineering leadership is built on predictable behavior, not rapid decisions. Teams want to know their leaders will listen, follow through, and base decisions on facts rather than opinions.

    “Trust comes from consistency,” he says. “People want to know you’ll listen, follow through, and make decisions based on facts rather than opinions.”

    That consistency matters even more in an era when AI can generate answers in seconds. The pressure to move fast can undermine the deliberation that good engineering requires. Leaders who slow down to ask the right questions build more confidence than those who race to implement the first plausible solution.

    The Best Engineering Looks Uneventful

    Sweetser believes the best engineering work often goes unnoticed because the hardest problems are solved before most people realize they existed.

    “The best engineering often looks uneventful because the toughest problems were identified and solved long before anyone outside the team ever saw them,” he says.

    That principle applies to AI as much as to any other tool. The engineers who use AI most effectively are not the ones who generate the most options or run the most simulations. They are the ones who know which questions to ask, which tradeoffs matter, and when to trust their judgment over the machine.

    Apply This Framework to Your Work This Week

    AI is changing how engineers work, but it is not changing what engineering is. The mission still comes first. The tradeoffs still require judgment. The decisions still belong to people.

    This week, before you open your next AI tool, write down the mission. Define the constraints. Identify the tradeoffs that matter most. Use AI to explore options, but make the decision yourself. Document your reasoning so the next person understands not just what you built, but why.

    The engineers who ask better questions will outperform those who only want faster answers. Start asking better questions today.

    About John Sweetser

    John Sweetser is a Mission Architect at Muon Space in Mountain View, California, working remotely from Littleton, Colorado. He has over 15 years of experience in aerospace engineering, including roles at Sandia National Laboratories, Lockheed Martin Space, and Sierra Space, where he served as Chief Engineer for Orbital Missions and Services. He holds a B.S. and M.S. in Mechanical Engineering from the University of Colorado Boulder and volunteers in STEM education and with a volunteer fire department.

  • Zachary Grayum Launches Free Mentorship Circles to Strengthen Workforce Skills in Construction and Retail

    • Zachary Grayum, a Fresno, California business leader with experience in construction management and retail operations, is launching monthly mentorship circles and free workshops designed to help workers build leadership skills, improve team communication, and advance their careers.

    Building a Community Around Practical Career Growth

    California, USA, Aug 10, 2026, ZEX PR WIRE — Zachary Grayum is launching a new community initiative to address a pressing need in the American workforce: accessible mentorship and practical skill development for people in construction, skilled trades, and retail operations. The program includes free monthly mentorship circles, open office hours, and hands-on workshops focused on leadership, team communication, project management, and career planning.

    The initiative is designed for early-career professionals, team leads, supervisors, and anyone looking to develop stronger leadership and management skills. Participants will have the opportunity to learn from Grayum’s 18 years of experience managing large teams, overseeing construction projects, and building high-performing operations in retail and entrepreneurship.

    “In construction, everyone depends on each other,” Grayum said. “You learn very quickly that success comes from having the right people in the right roles and making sure everyone understands the goal.”

    What Participants Will Gain

    Each mentorship circle will bring together small groups of 10 to 15 participants for structured discussions on topics such as breaking down large goals, managing teams under pressure, and developing accountability in the workplace. Workshops will be held both in person in Fresno and virtually to accommodate participants across California and beyond.

    Attendees will receive practical tools they can apply immediately in their roles. Topics include how to delegate effectively, how to communicate expectations clearly, and how to build trust within a team. Grayum will also share lessons from his 11 years as General Manager of West Coast Agricultural Construction Co., where he managed operations and developed teams that delivered results on complex, time-sensitive projects.

    “My parents taught me that you have to show up prepared,” Grayum said. “You also have to take responsibility for your work.”

    The program also includes a support community where participants can ask questions, share challenges, and connect with peers facing similar obstacles. Members will have access to a private online group where they can receive feedback and encouragement between sessions.

    Who Should Join and How to Participate

    The initiative is open to anyone working in construction, retail, skilled trades, or related fields who wants to grow as a leader. No prior management experience is required. The program is especially valuable for supervisors, foremen, assistant managers, and team leads who want to improve their ability to guide others.

    Participants can join in several ways. Monthly mentorship circles are scheduled for the second Saturday of each month and require a brief registration form. Open office hours are held every other Thursday evening, offering one-on-one time with Grayum to discuss specific challenges or career questions. Workshops are offered quarterly and focus on deeper skill-building topics.

    For those with limited time, the program offers flexible options. Participants can attend a single workshop, drop in for office hours once, or join the online community without committing to regular attendance. All resources and session recordings are shared with members so they can learn at their own pace.

    “Sports taught me that talent only gets you so far,” Grayum said. “The people who improve every day and stay disciplined are usually the ones who succeed over the long run.”

    Why Workforce Leadership Matters Now

    Labor shortages in construction and retail continue to challenge businesses across the country. Many industries need workers who can lead, communicate, solve problems, and stay consistent under pressure. Grayum believes mentorship and practical training can help close this gap by preparing more people to step into leadership roles and manage teams effectively.

    His approach emphasizes service-oriented leadership. “Leadership is about service,” Grayum said. “It’s about helping people perform at their best.”

    The initiative also addresses a common challenge in skilled trades and retail: many talented workers are promoted into supervisory roles without receiving training in how to lead. Grayum’s program aims to fill that gap by providing accessible, no-cost guidance for people who want to grow but lack formal management education.

    “When team members develop new skills and gain confidence, the entire organization becomes stronger,” Grayum said.

    Frequently Asked Questions

    Who is this program for? The program is for anyone working in construction, skilled trades, retail, or related industries who wants to build leadership and management skills. It is especially helpful for supervisors, team leads, and early-career professionals.

    Is there a cost to participate? No. All workshops, mentorship circles, and office hours are free. Participants only need to register in advance.

    What if I can’t attend in person? Most sessions are offered both in person and virtually. Recordings and resources are shared with all registered participants.

    Do I need management experience to join? No. The program is designed for people at all stages of their careers, including those who are new to leadership roles.

    How much time do I need to commit? Participants can attend as much or as little as they like. You can join a single workshop, attend office hours once, or become a regular member of the mentorship circles.

    Join the Initiative

    Zachary Grayum is inviting workers, supervisors, and aspiring leaders to join the mentorship circles and take the next step in their careers. To register for upcoming workshops, reserve a spot in a mentorship circle, or learn more about the program, visit his website or reach out directly through the contact form.

    The first mentorship circle is scheduled for next month, and space is limited to ensure meaningful discussion and personalized guidance. Early registration is encouraged.

    About Zachary Grayum

    Zachary Grayum is a Store Manager and business leader based in Fresno, California. He has built a career spanning retail management, construction, and entrepreneurship, including 11 years as General Manager for West Coast Agricultural Construction Co. and ownership of Pacific Goldendoodle LLC. Over seven years with Lowe’s Home Improvement, he has held leadership positions focused on employee development, operational excellence, and customer satisfaction. He is a graduate of South Salem High School and attended Oregon State University on a full football scholarship.

  • CapitalXtend Launches New Brand Identity and Enhanced Digital Experience

    Quatre Bornes, Mauritius, August 08, 2026, ZEX PR WIRE — CapitalXtend has announced the launch of its refreshed identity and redesigned website, marking an important milestone in the company’s continued evolution. The update reflects CapitalXtend’s commitment to creating a more modern, accessible, and client-focused trading experience while strengthening the foundation for its next phase of growth.

    This represents more than a visual update. It reflects CapitalXtend’s ongoing investment in improving how traders engage with the company across every touchpoint. Alongside the new identity, the redesigned website introduces a cleaner interface, improved navigation, and a more intuitive structure, making it easier for both new and existing clients to explore the company’s products, platforms, and trading services.

    The enhanced digital experience enables traders to access account information, compare trading solutions, explore platform features, and navigate market opportunities with greater ease. Every improvement has been designed to simplify the user journey while maintaining the professional standards, reliability, and performance for which CapitalXtend is known.

    This milestone also reinforces CapitalXtend’s broader commitment to innovation and continuous improvement. By refining its digital experience and strengthening the way traders interact with the brand, CapitalXtend continues to invest in making its services more accessible, intuitive, and user-focused. As part of its offering, traders continue to benefit from solutions such as CFD Shares, Holders Account, Return on Equity, and Unlimited Leverage.

    Existing clients will experience a seamless transition, with no changes to account credentials, funds, or account types. The updated platform allows traders to continue operating without interruption while benefiting from a more refined digital environment.

    Speaking on the milestone, Dr. Farrukh Adeeb, Group CEO & Chairman of XGroup, said:

    “This is an important milestone for CapitalXtend. Our refreshed identity reflects how the company has evolved and where we are heading next. Beyond a new look, this launch represents our continued investment in delivering a better experience for our clients, making it simpler to access our services, navigate our platform, and trade with confidence as we continue to grow.”

    The website is now live, representing another step in the company’s journey to deliver a trusted, innovative, and client-centric trading experience for its global community.

     

    About CapitalXtend

    CapitalXtend is a global multi-asset broker committed to delivering a secure, transparent, and technology-driven trading experience. Offering access to a wide range of financial markets through advanced trading platforms, the company continues to focus on innovation, client-centric service, and empowering traders with reliable trading solutions.

  • AI Expert Amol Walvekar Builds First-Ever RAG-Powered, Custom AI for Finance Processes

    Anchor, from Adra Technologies, builds the first retrieval-augmented generation to the finance back office built by a product leader who shipped enterprise-grade AI at JP Morgan, WePay, Lead, Bolt, and Insight Data Science.

    San Francisco, CA, August 7th, 2026— Amol Walvekar, an AI expert who has spent his career building enterprise-grade machine learning systems, today announced the launch of Anchor’s industry first RAG for finance teams, and custom agents built specifically for finance processes. Anchor by Adra Technologies Inc. enables finance teams to build, operate, and scale AI agents for complex back-office work directly within their ERP, CRM, and data warehouse.

    Understanding RAG, Its Enterprise Value, and Proven ROI

    Retrieval-Augmented Generation (RAG) is an architectural framework that enhances the functionality of Large Language Models (LLMs) by integrating external data retrieval mechanisms. Rather than relying solely on static training data or forcing models to guess. The core business value of RAG lies in its ability to deliver secure, highly accurate, and audit-ready outputs across complex structured and unstructured corporate data.

    By grounding LLM responses in an organization’s internal datasets—such as contracts, policies, and systems records—RAG dramatically reduces hallucinations, eliminates the risks of stale static knowledge, and maintains strict enterprise-grade compliance without the high expenses of continuous model retraining.

    Leading industry implementations and technical benchmarks highlight the significant operational ROI of optimized RAG systems:

    • Error Reduction: Advanced semantic filtering has demonstrated the ability to reduce incorrect or partially correct RAG outputs by up to 80% while boosting baseline retrieval accuracy by over 20 percentage points.
    • Frontier Accuracy: In standardized end-to-end evaluations like the RAG-QA Arena, optimized systems utilizing fully integrated architectures consistently outperform general frontier models.
    • Efficiency Gains: Deep-dive development platforms focused on enterprise AI evaluation loops have successfully accelerated engineering cycles, delivering up to a 10x improvement in model prototyping, validation, and production deployment speeds.

    Walvekar’s expertise was forged inside some of the most demanding enterprise AI environments in financial services. At WePay, through its acquisition by JP Morgan, he built enterprise-grade ML for risk and payments systems where a model’s decisions carry real financial consequences and must hold up at bank-level standards of accuracy, auditability, and scale. He continued that work across Lead and Bolt, applying machine learning to payments infrastructure where reliability is non-negotiable. As an AI Fellow at Insight, he built and shipped an abstractive text summarization platform for knowledge workers — early, hands-on work in the language-model techniques that now power Anchor.

    “Finance processes have resisted automation because generic AI doesn’t know your chart of accounts, your contracts, your ERP, or your policies,” said Walvekar. “Anchor is different by design: it’s retrieval-augmented and custom to each finance team, grounded in their own systems and documents. That’s how you get the accuracy and reliability of a trained analyst. The model isn’t guessing, it’s retrieving and reasoning over the customer’s actual financial data.”

    RAG, purpose-built for the finance back office

    Anchor’s retrieval-augmented architecture connects directly to the systems where finance work lives including NetSuite, Salesforce, Workday, Microsoft Dynamics, Sage, Snowflake, and more than a dozen other platforms and grounds every agent in the customer’s own data, documents, and processes. Finance teams create custom agents in natural language, with no developer effort, to automate work arising from reconciliations, budget management, sales and marketing spend, commissions, and revenue compliance. The platform is SOC 2 Type II compliant, meeting the highest requirements for data protection and privacy.

    The result is AI that behaves the way enterprise AI has to behave: precise, explainable, and dependable at production scale now applied to the finance back office.

    Beyond building Adra, Walvekar is an active angel investor and writes on enterprise AI adoption, agentic architectures, and market structure. He holds a graduate degree from Boston University.

    About Amol 

    Amol is the Cofounder of Adra Technologies Inc. is the company behind Anchor, the first RAG-powered, custom AI platform for finance processes. The company is headquartered in San Francisco. Learn more at www.getadra.com.

    Media Contact: founders@getadra.com

  • Every Tax Preparer Is a Financial Institution Under Federal Law. Many Have No Written Security Plan.

    Every Tax Preparer Is a Financial Institution Under Federal Law. Many Have No Written Security Plan.

    The IRS is in the final week of its summer campaign telling tax professionals to write one. Industry data says the firms it applies to are mostly two-person shops.

    KANSAS CITY, Mo., Aug 07, 2026, ZEX PR WIREIf you prepare tax returns for a living, federal law counts you as a financial institution. Same category as a bank. That classification carries an obligation most small firm owners have never heard of: a written information security plan (WISP), on paper, kept current.

    The Gramm-Leach-Bliley Act is what does it. Under GLBA, tax and accounting professionals are considered financial institutions and must implement a data security plan, which puts them under the Federal Trade Commission’s Safeguards Rule. The IRS said it plainly in July 2025: tax professionals are legally required to have a written, accessible plan, and should review, test and update it regularly.

    The agency is in the middle of saying it again. On July 7 the IRS and its Security Summit partners launched “Protect Your Clients; Protect Yourself,” a five-week campaign for tax professionals now in its final week. The same guidance is being delivered in person at the 2026 IRS Nationwide Tax Forums, which continue in New York City Aug. 18-20, Orlando Sept. 1-3, and San Diego Sept. 15-17.

    “Most preparers I talk to have no idea this applies to them, and I don’t blame them one bit. Nobody ever told them,” said Sam Sapp of Lockbaud. “Many of these smaller firms would be lucky to have a cybersecurity plan at all, let alone a written one.”

    The size of the gap follows from the shape of the profession. Research published in The CPA Journal in January, drawn from IRS preparer and e-filing datasets for the 2024 tax year, found 89% of all e-filers handle fewer than 1,000 filings a year, and 48% of preparers matched to a firm are solo practitioners. Intuit, H&R Block, and TaxHawk together account for only about a third of e-filing submissions. Most of the rest of the profession is small businesses.

    Those firms hold exactly what an attacker wants. Social Security numbers, bank account details, income records, and dependent information for every client on the list, usually going back years.

    The Safeguards Rule doesn’t ask for a security operations center. The FTC asks firms to designate someone to coordinate the program, identify and assess risks to customer information, and create, implement and regularly test safeguards. The IRS publishes Publication 5708, a 28-page template built for smaller practices, and Publication 4557 covers safeguarding taxpayer data more broadly. Both are free.

    A plan on paper isn’t really the point either. The protections have to actually be in place, and that’s where a lot of firms get caught. They assume somebody else has it handled, usually the tax software vendor or whoever set the office up. Those companies secure their own platform. They don’t secure your email, your laptops, your backups, or the person who clicks the wrong link.

    Somebody has to own that, and in a two-person office nobody has room for one more job. That’s why these plans get started in February and forgotten by March. A lot of firms hand it off instead, which is a good chunk of what IT support for accounting firms means in practice. And it’s not just tax firms. Any small business sitting on customer data runs into the same thing, which is most of why outsourced IT for small businesses is a category at all.

    Two things any tax or accounting firm can check this week:

    • Find out whether your firm has a written plan at all, and who is named in it as responsible. If nobody is named, you don’t have one.
    • Ask your tax software vendor and your IT provider, in writing, exactly what each one secures. The gap between those two answers is yours to cover.

    “That’s what we try to help with, and honestly what we want to make a push to help more with,” Sapp said. “If a firm gets one page written and puts a name on it, that’s a real win. We’ll take it.”

    Through Oct. 31, Lockbaud is offering a free written information security plan review to tax and accounting firms. Lockbaud will read an existing plan against Publication 5708 and the Safeguards Rule and say plainly what’s missing, or confirm a firm doesn’t have one yet. Requests go to connect@lockbaud.com or 816-208-2888.

    About Lockbaud

    Lockbaud is a managed IT and cybersecurity provider based in Kansas City, Missouri, serving small and mid-sized businesses across the United States. Lockbaud works most often with accounting firms, law firms, and chambers of commerce, and backs its work with same-day support, zero-downtime onboarding, and a money-back guarantee. Founded and owned by Sam Sapp. More at lockbaud.com.

    Media Contact

    Sam Sapp, Lockbaud

    lockbaud.com

    Full release with sources: https://lockbaud.com/newsroom/tax-preparer-security-plan-requirement/

  • Social Security Adjustments Have Failed to Keep Pace with Inflation—How Retirees Can Supplement Their Income Through Bitcoin Mining in 2026

    The Truth No One Wants to Talk About

    England, U.K, Aug 07, 2026  In 2026, the Social Security Cost-of-Living Adjustment (COLA) increased by 2.8%, raising the average monthly benefit for retirees by approximately $56. However, because the prices of essential expenses such as housing, healthcare, and food have generally risen by more than 2.8%, the real purchasing power of many retirees who rely on Social Security continues to decline.

    At the same time, the Social Security system is facing long-term financial pressure. It is projected that by 2034, the Social Security trust fund may be able to pay only about 83% of scheduled benefits. For a growing number of retirees, Social Security remains an important source of income, but relying on benefits alone is becoming increasingly insufficient to meet retirement living expenses.

    A Supplementary Source of Income

    In recent years, Social Security benefits have consistently lagged behind the rising cost of living, prompting some retirees to seek additional sources of income. Compared with traditional investments or part-time work, Bitcoin mining traditionally required expensive mining equipment, ongoing electricity and maintenance costs, and specialized technical knowledge.

    Cloud mining changes this model. Instead of purchasing and operating mining equipment, users simply purchase cloud computing power to participate in Bitcoin mining. The platform is responsible for equipment operation and maintenance, while users automatically receive daily Bitcoin mining rewards. As a result, cloud mining has gradually attracted the attention of retirees looking for supplementary income.

    ASDeFi: A Platform Designed for Convenient Cloud Mining

    Founded in 2020, ASDeFi is a Bitcoin cloud mining platform with more than 5 million users worldwide. It operates physical data centers that manage over 11 million TH of computing power.

    The platform maintains a 99% uptime, supported by real-time monitoring and a professional maintenance team. It is also committed to using 90% renewable energy, providing users with a stable, efficient, and more environmentally friendly cloud mining service.

    How It Works: Four Simple Steps

    1. Register an Account https://asdefi.com

    New users receive a $15 welcome bonus, which can be used to experience the platform’s cloud mining services.

    2. Complete Your Account Setup

    Log in to your account dashboard, deposit cryptocurrency, and link your cryptocurrency wallet address to receive mining rewards.

    3. Purchase a Mining Contract

    Go to the Contracts page and purchase the $15 mining contract. You can also choose other mining contracts that match your budget and investment plan.

    4. Start Mining and Withdraw Your Earnings

    Once the contract is purchased, the platform automatically allocates computing power and the cloud mining contract begins running immediately. You can monitor your mining rewards in real time on your mobile phone and withdraw your earnings at any time.

    Frequently Asked Questions (FAQ)

    Can retirees participate?

    Yes. As long as you meet the platform’s requirements and have a cryptocurrency account, you can choose a cloud mining contract that suits your financial situation.

    Do I need to purchase mining equipment?

    No. The platform is responsible for mining farm construction, equipment maintenance, computing power management, and overall system operation.

    Which cryptocurrencies are supported?

    The platform currently supports more than a dozen mainstream cryptocurrencies, including BTC, ETH, XRP, DOGE, SOL, BNB, and USDT.

    Conclusion

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    Download the App

  • Dr. James Blake Calls on Americans to Build Daily Resilience One Goal at a Time

    Kentucky, USA, Aug 07, 2026, ZEX PR WIRE  After spending decades caring for patients in emergency departments, retired physician Dr. James Blake believes one of today’s biggest health challenges is not always visible. Chronic stress, burnout, and the loss of personal purpose are affecting millions of people across every profession and stage of life.

    Drawing on lessons from a career in emergency medicine, his experience as a former Olympic cyclist, and years of martial arts training, Dr. Blake is encouraging people to adopt simple daily habits that build resilience before life’s biggest challenges arrive.

    “People often think resilience appears when you need it,” said Dr. Blake. “In reality, you build it every single day through discipline, perseverance, and the willingness to keep moving forward.”

    According to the American Psychological Association, nearly eight in ten adults report experiencing stress that affects their physical or mental health. The Centers for Disease Control and Prevention also reports that more than one in five U.S. adults experience symptoms of anxiety or depression in a given year. Meanwhile, physician organizations continue to report burnout affecting more than 40% of doctors, highlighting that stress reaches even highly trained professionals.

    Dr. Blake believes these challenges cannot always be solved overnight, but individuals can begin improving their own resilience with consistent daily habits.

    “We all have multiple failures within our lives and careers,” he said. “It is how we learn from them, redirect our goals, and pursue them again with constant dedication.”

    Throughout his career, Dr. Blake learned that success was rarely defined by one major accomplishment. Instead, it came from small actions repeated consistently over time.

    Before entering medicine, Dr. Blake competed as an Olympic cyclist, where every race depended on months of preparation. Later, earning a black belt in martial arts reinforced another lesson that stayed with him throughout his medical career.

    “Make goals and pursue them in a positive way to complete the task,” he said. “You don’t have to solve everything today. Just take the next right step.”

    Dr. Blake also credits teamwork as one of the defining strengths of his years in emergency medicine.

    “I absolutely loved the job that I did,” he said. “We touched many people’s lives, and I built strong bonds with all the staff members I worked with.”

    He believes the same principle applies outside hospitals. Families, workplaces, schools, and communities become stronger when people support one another instead of trying to carry every burden alone.

    Recent research continues to support that idea. Studies have found that people with strong social connections tend to experience lower stress levels, better mental well-being, and improved long-term health outcomes compared with those who feel isolated.

    Faith has also remained central to Dr. Blake’s approach to life.

    “God has guided me through every season,” he said. “Faith gives me perspective when life becomes difficult.”

    Today, Dr. Blake encourages people to spend less time searching for quick solutions and more time building consistent habits.

    “Daily reevaluation of goals is important,” he said. “You have to constantly adjust and improve.”

    He also believes people should not fear setbacks.

    “Perseverance and hard work and dedication matter,” Dr. Blake said. “Success isn’t about never failing. It’s about continuing to move forward.”

    What You Can Do Today

    Dr. Blake encourages individuals to begin strengthening their own resilience by taking small, practical steps each day:

    • Write down one meaningful goal every morning.

    • Spend at least 20 minutes moving your body.

    • Limit time spent consuming negative online content.

    • Reflect each evening on one lesson you learned that day.

    • Encourage someone else with a kind word or phone call.

    • Review your goals every week and adjust them as life changes.

    • Make time for prayer, quiet reflection, or gratitude.

    “Inner strength grows through daily action,” Dr. Blake said. “The habits you build today prepare you for the challenges you’ll face tomorrow.”

    Dr. Blake hopes more people will share these ideas with their families, friends, coworkers, and communities. He believes resilience grows stronger when people encourage one another and commit to steady personal growth.

    To read the full interview, visit the website here.

    About Dr. James Blake

    Dr. James Blake is a retired emergency medicine physician based in Richmond, Kentucky. A former Olympic cyclist and black belt in martial arts, he spent decades caring for patients while building a career rooted in teamwork, perseverance, faith, and service. Today, he continues to advocate for personal discipline, resilience, goal-setting, and lifelong growth through the lessons he learned in medicine and life.

  • Seci Construction Releases Free 15-Minute Home Exterior Checklist

    New Jersey, USA, Aug 07, 2026, ZEX PR WIRE  Seci Construction, Inc., a family-owned exterior home improvement company founded in 1973, has released a free 15-Minute Home Exterior Self-Audit designed for homeowners, first-time buyers, and anyone responsible for maintaining a residential property.

    The one-page checklist guides individuals through a simple visual review of their roofline, siding, windows, doors, gutters, drainage areas, masonry, and attic. It does not require special tools, climbing onto a roof, or prior construction knowledge.

    The resource reflects lessons Seci Construction has gained while completing more than 5,000 roofing projects and serving homeowners across New Jersey, New York, Connecticut, and Pennsylvania.

    “When you’ve worked on thousands of homes, you learn how to solve problems properly,” the company said. “You also learn that small issues often become major problems when they are ignored.”

    Why a Simple Home Self-Audit Matters

    The checklist arrives as weather exposure, ageing housing and energy loss continue to create real costs for American households.

    Four figures help show the scale of the issue:

    • The United States experienced 27 separate billion-dollar weather and climate disasters in 2024, with estimated costs of $182.7 billion.

    • About one in every 36 insured homes has a property damage claim related to wind or hail.

    • About one in every 67 insured homes has a property damage claim caused by water damage or freezing.

    • Uncontrolled air leakage may account for 30% or more of a home’s heating and cooling costs.

    The self-audit is not intended to diagnose structural problems. It helps individuals notice visible changes, record them and decide whether an area needs closer attention.

    “A roof is not just shingles,” Seci Construction said. “It’s protection for a family. It has to last. It has to perform.”

    What the Free Checklist Covers

    The resource asks users to review ten areas from safe ground-level or indoor positions:

    1. Missing, lifted or visibly damaged roofing materials

    2. Sagging or uneven sections along the roofline

    3. Gutters containing leaves, standing water or visible gaps

    4. Downspouts that release water too close to the foundation

    5. Cracked, loose, warped or discoloured siding

    6. Gaps around windows and exterior doors

    7. Cracked or deteriorating masonry

    8. Branches touching or hanging over the roof

    9. Water marks, damp areas or unusual odours in the attic

    10. Changes that have appeared since the previous inspection

    Users can mark each item as “clear,” “watch” or “needs attention.” They can also add the date and take photographs to create a basic maintenance record.

    “We understand that a home is personal,” the company said. “People are trusting you with something that matters deeply to them.”

    Use This in 15 Minutes

    Minutes 1–3: Start at the front of the property
    Stand at a safe distance and look at the roofline, gutters, siding, windows and doors. Do not climb onto the roof.

    Minutes 4–7: Walk around the sides and back
    Look for drainage problems, loose materials, cracked masonry and branches near the structure.

    Minutes 8–10: Check the ground around the home
    Note standing water, soil erosion, blocked downspouts or areas where water appears to collect.

    Minutes 11–13: Review the attic or upper level
    Look for visible moisture, stains, daylight entering through gaps or musty odours. Avoid touching wiring or damaged materials.

    Minutes 14–15: Record what you found
    Mark the checklist, photograph any visible changes and set a date to review the area again.

    “People want honesty and clear communication,” Seci Construction said. “That matters just as much as the construction work itself.”

    Common Mistakes People Make

    Seci Construction developed the resource to address several common habits that can make exterior problems harder to track.

    Waiting for an active leak: Water may travel before it becomes visible indoors. A ceiling stain may not appear directly below the source.

    Checking only after a major storm: Seasonal reviews can help people establish what is normal for their property and notice gradual changes.

    Looking only at the roof: Gutters, siding, window seals, drainage and masonry all help protect the building envelope.

    Failing to take photographs: Without dated images, it can be difficult to tell whether a crack, stain or uneven area has changed.

    Climbing onto the roof without training: The checklist is designed for observations from the ground or from safe indoor areas. Individuals should not place themselves at risk to complete it.

    Making permanent repairs without understanding the cause: Covering a visible symptom may leave the original source of moisture or deterioration unresolved.

    How to Use the Resource Today

    Readers can begin today by setting a 15-minute timer, opening the checklist on a phone or printing one copy, and walking around their property from a safe distance.

    Mark every area as “clear,” “watch” or “needs attention.” Take a dated photograph of anything that looks different, damaged or uncertain. Store the checklist with home records and repeat the review after major weather events and at the start of each season.

    Readers are also encouraged to share the checklist with a neighbour, relative or first-time homeowner who may not yet have a regular exterior maintenance routine.

    To read the full interview, visit the website here.

    About Seci Construction, Inc.

    Founded in 1973 in Clifton, New Jersey, Seci Construction, Inc. is a family-owned exterior home improvement company serving homeowners across New Jersey, New York, Connecticut and Pennsylvania. Its services include roofing, siding, windows, doors, gutters and masonry. The company has completed more than 5,000 roofing projects and holds GAF Master Elite Contractor, GAF President’s Club and Owens Corning Platinum Preferred Contractor recognition. Learn more at Seciinc.com.

  • Omar Messado Releases Free Leadership Self-Audit to Help People Build Stronger Careers

    New York, USA, Aug 07, 2026, ZEX PR WIRE — Procurement professional and leadership advocate Omar Messado has announced the release of a free Leadership Self-Audit Checklist, a practical resource that helps people assess how they communicate, solve problems, build trust, and support others at work. The guide is designed for anyone looking to become a stronger leader, regardless of job title or industry.

    After decades leading procurement teams and complex infrastructure projects for organizations including Metro-North Railroad, Kawasaki Rail Car and the Metropolitan Transportation Authority (MTA), Messado believes leadership begins with self-awareness rather than authority.

    “Success is not just about career growth,” said Messado. “It is about the many people you have impacted positively and how they continue to grow because you helped, supported, guided or educated them.”

    The checklist encourages users to reflect on everyday behaviours that influence long-term success, including communication, planning, accountability, mentorship, and decision-making.

    According to Gallup, only 23% of employees strongly agree that their leaders communicate effectively, while employees who feel recognized are 45% less likely to leave their jobs, according to research from Gallup and Workhuman. Meanwhile, LinkedIn’s Workplace Learning Report found that 94% of employees say they would stay longer at a company that invests in their development, and Gallup estimates that low employee engagement costs the global economy approximately US$8.9 trillion each year, demonstrating the far-reaching impact of ineffective leadership.

    Messado says improving leadership starts with simple daily habits.

    “Be a leader that is open to learning from others, especially those you supervise,” he said. “Give credit and recognition to those who deserve it.”

    The resource also reflects one of the most important lessons Messado learned from his longtime mentor, Gennaro “Gene” Sansone.

    “Say what you mean and mean what you say,” Messado said. “Integrity builds trust, and trust creates stronger teams.”

    Throughout his career, Messado has been known for solving difficult procurement challenges through collaboration rather than conflict. One example came while managing a complex contract at Kawasaki Rail Car. Instead of pursuing an expensive contractual payment, he proposed an alternative solution that provided valuable deliverables to the client while allowing both organizations to reach a fair agreement.

    “There is always a way to resolve things,” he said. “It does not need to be dramatic nor destructive.”

    Use This in 15 Minutes

    The Leadership Self-Audit Checklist can be completed in approximately 15 minutes by:

    • Rating yourself across ten leadership behaviours.

    • Identifying your three strongest leadership habits.

    • Highlighting three areas that need improvement.

    • Choosing one practical action to complete this week.

    • Reviewing your progress again after 30 days.

    Common Mistakes People Make

    The checklist also helps people avoid common leadership mistakes, including:

    • Assuming leadership only applies to managers.

    • Focusing on personal achievements instead of team success.

    • Avoiding difficult conversations rather than resolving them.

    • Failing to recognise the contributions of others.

    • Treating mistakes as failures instead of learning opportunities.

    • Setting goals without reviewing or adjusting them over time.

    Messado believes leadership is a skill that anyone can strengthen through consistent effort and honest reflection. Leadership is not about controlling people, it is about serving and protecting them.

    “My success is when you see the accomplishment of others based on your input, guidance and support,” he said. “Your success is measured by the accomplishments of your team.”

    How to Get Started Today

    Download or recreate the Leadership Self-Audit Checklist, set aside 15 uninterrupted minutes, answer each question honestly, and identify one behaviour you can improve this week. Revisit the checklist every month to measure your progress, celebrate small wins, and continue building habits that strengthen your leadership, relationships, and long-term career growth.

    To read more, visit the website here.

    About Omar Messado

    Omar Messado is a procurement professional with extensive experience in strategic sourcing, contract management, transportation, construction, infrastructure, and organizational leadership. Throughout his career with Metro-North Railroad, and the Metropolitan Transportation Authority, he has led complex procurement initiatives while mentoring teams and promoting integrity, collaboration, and continuous improvement. Born in Jamaica, West Indies and raised in New York, he is a strong advocate for leadership development, personal accountability, and helping others achieve lasting success.