Author: Chain Wire

Mahé, Seychelles, July 20th, 2026, FinanceWire

Excent Capital, the global multi-asset regulated trading platform that builds and owns its technology, announces a strategic partnership with BridgeWise, a global leader in artificial intelligence for investment analysis. Through this collaboration, AI-powered market analysis is now available on the Excent Capital website, at no cost and open to all traders.

Excent Capital develops its technology entirely in-house, giving the company full control over the quality of the investor experience and the speed with which innovative solutions meet traders. This approach made the partnership possible. The company selected BridgeWise to bring institutional-grade analysis directly to its audience, integrated natively into the Excent Capital experience and accessible to every visitor.

“We chose BridgeWise because they build solutions tailored to each partner, and that approach reflects exactly what we want to offer our clients: an experience designed specifically for them.” Jethran Gómez, Technology Leader at Excent Capital.

More Knowledge, Better Decisions

BridgeWise applies proprietary artificial intelligence, built specifically for financial markets, to analyse thousands of listed companies worldwide. The result is a consolidated view of market data and company analysis, bringing together information that can support research activities.

That intelligence is now freely available to every visitor, so any trader can research an asset and build a clear understanding of it before taking a position.

Clear Analysis, Made for Traders

The Analysis IQ resource, powered by BridgeWise, is presented in plain language, designed to be read quickly and applied directly. Traders can see how a company is performing, how it compares with its peers, and what is driving its results.

For each asset, the Analysis IQ widgets on Excent Capital answer questions every trader asks:

• “How strong is it?” A clear score summarises the overall picture in seconds.
• “How does it compare?” A side-by-side view places the asset alongside similar instruments and shows where it stands within its sector.
• “What is the market signalling?” Technical and fundamental indicators highlight what is moving and what deserves closer attention.

A Complete View of Every Stock

A single search in Analysis IQ brings the full picture together: what is driving a stock’s price, how it has performed over time, and where it sits within its sector. The tool covers stocks from markets around the world, consolidating research that previously required multiple sources into one view.

Analysis IQ is updated as new data arrives. When the market moves, the analysis moves with it.

“Excent Capital shares our conviction that not only should advanced market intelligence be accessible to every investor, but they should be able to access it in the most intuitive and personalised way. Together we are setting a new standard for the experience that traders can expect from their broker.” Dor Eligula, CBO and Co-founder at BridgeWise.

Analysis IQ is live now on the Excent Capital website, open to all visitors. The launch is the latest step in a continuing programme of new resources and features, and reflects Excent Capital’s commitment to giving traders the tools and information they need to navigate global markets with clarity.

About Excent Capital

Excent Capital Ltd. is a multi-asset trading platform built on technology the company designs, develops and operates itself. That ownership shapes every part of the client experience, from execution and security to the tools available on the platform. Over five years of consistent growth, Excent Capital has expanded its presence across multiple regions while keeping its infrastructure and service delivery fully in-house, a model that allows the company to set its own standards and raise them continuously. With offices across Latin America and Europe, the company supports clients in their own languages and time zones, backed by local teams who work to the same standards wherever they are based.

About BridgeWise

BridgeWise is an investment AI for financial institutions. Embedded directly into financial platforms, our regulated investment AI powers a premium guided investment experience for every type of investor, 24/7. Leading global financial institutions, including Rakuten Securities, B3 and SIX, trust BridgeWise to reshape their investment experience and drive deeper customer relationships, turning loyalty into new pathways for growth. With offices in the US, Latin America, Europe, East Asia and the Middle East, BridgeWise serves over 100 financial institutions and 100+ million investors worldwide.

Contact

Marketing Manager
Ryccielli Ongaratto
support@excent.capital

Sunny Isles Beach, United States, July 20th, 2026, FinanceWire

BinBase, a provider of payment routing and card intelligence data, today announced the release of its updated 2026 Bank Identification Number (BIN) dataset. The release introduces high-precision data structures designed to address routing inefficiencies caused by the global transition to 8-digit BINs and tokenized digital wallet transactions.

As major payment networks shift from legacy 6-digit BIN standards to 8-digit and 11-digit sub-ranges (including Apple Pay and Google Pay DPANs), standard lookup tables frequently fail to identify exact issuing banks or network capabilities. This fragmentation leads to misrouted transactions, increased interchange costs, and elevated decline rates for online merchants.

BinBase addresses this operational bottleneck through an 11-to-6 digit Waterfall Lookup system. The dataset maps complex sub-ranges down to the issuer level while maintaining backward compatibility with legacy payment engines.

“Precision at the issuer lookup level is critical for modern payment routing,” said Michael Evans, Director at BinBase. “Our 2026 dataset equips processors and merchants with 29 granular attributes per BIN range, including Reg II Durbin exemption status, Fast Funds capability, and regional co-badging indicators.”

Key Features of the 2026 BinBase Release

• High-Precision Sub-Range Mapping: Resolves 11-digit and 8-digit tokenized ranges to ensure accurate transaction routing.
• Co-Badged Scheme Support: Identifies dual-network cards across European (Carte Bancaire) and international payment schemes.
• Daily Updates & Formats: Available as flat CSV, SQLite, and PostgreSQL database dumps for seamless local caching.

To facilitate developer integration, BinBase has published an open-schema specification and sample dataset on GitHub: https://github.com/BinBaseDatabase

About BinBase

BinBase provides enterprise payment intelligence data to merchants, payment service providers, and financial institutions worldwide, helping optimize card authorization rates and prevent transaction fraud. For more information, user can visit https://www.binbase.com.

Contact

Director
Fedor Lavrikoff
BinBase
sales@binbase.com

Mutsamudu, Comoros, July 16th, 2026, Chainwire

MEXC, a pioneer in 0-fee digital asset trading, today released its May–June bimonthly security report, reinforcing its role as a trusted global gateway where security and trust always come first. The audit indicates that MEXC’s Futures Insurance Fund surpassed a landmark threshold of 750 million USDT as of June 29, marking a substantial 34% expansion over the preceding reporting period. Concurrently, reserve verification data confirm that the coverage ratios for BTC, ETH, USDT, and USDC all remained safely above 100%, with Bitcoin delivering a reserve ratio of 269.35%.

During May–June, crypto security incidents remained elevated across the industry. According to aggregated data from major blockchain monitoring agencies, 142 independent security incidents were confirmed during the period, resulting in approximately US$194 million in verifiable financial losses. DeFi security incidents accounted for 55% of total incidents, with related losses of approximately US$150 million. Cross-chain bridges, private key management, and user endpoints emerged as the three major weak points in the industry’s security landscape during the period.

Against this backdrop, asset reserve transparency and risk-buffering capacity have become important foundations for user protection across trading platforms.

Futures Insurance Fund Grows to 751 Million USDT

Quantifying this safety buffer, the total balance of MEXC Futures Insurance Fund reached 751 million USDT by the June 29 close, marking a net capital inflow of over 191 million USDT relative to the prior bimonthly disclosure. This dedicated capital reserve serves as a primary systemic countermeasure designed to absorb unexpected liquidation slippage during periods of heightened market volatility.

By neutralizing excess delta risk, the fund systematically reduces the likelihood of activating Auto-Deleveraging (ADL) protocols, thereby ensuring orderly clearing conditions across all active derivatives markets. Real-time solvency tracking and live reserve balances remain continuously auditable via the public MEXC Proof of Trust interface.

Major Assets Continue to Maintain Excess Reserves, with BTC Reserve Ratio Reaching 269.35%

In addition to providing a risk buffer for the futures market, MEXC continues to enhance asset transparency through its Proof of Reserves mechanism, allowing users to verify asset backing directly on-chain.

As of the reporting date, reserve ratios for major assets were as follows:

• BTC: Reserve ratio of 269.35%, with 12,656.63 BTC held in wallets, corresponds to 4,698.90 BTC in user assets.
• ETH: Reserve ratio of 118.14%, with 77,527.30 ETH held in wallets.
• USDT: Reserve ratio of 113.95%, with approximately 2.139 billion USDT held in wallets.
• USDC: Reserve ratio of 125.41%, with approximately 95.41 million USDC held in wallets.

These reserve figures are publicly verifiable through on-chain wallet addresses and MEXC’s Merkle Tree-based Proof of Reserves system, enabling users to independently verify asset coverage.

Maintaining platform-wide custody standards, the MEXC Guardian Fund continues to operate its rigorous dual-reserve architecture consisting of USDT and BTC allocations. Every underlying crypto-asset remains fully segregated, verifiable, and tied to on-chain addresses that are permanently open to public audit. The strategic asset expansion roadmap previously disclosed by the corporate risk team remains fully underway.

Guardian Fund Wallet Addresses:

• USDT: https://etherscan.io/address/0x469AfE803C54A36674C55231489Cf4b61da8c1bC#tokentxns
• BTC: 1MDVjZdX8QD212pT8Z8EMP7DuFQHKqN3mx

From risk identification to asset recovery, throughout the Entire Trading Journey

During May–June, user-side attacks also continued to increase. Phishing scams and endpoint & supply chain security incidents resulted in approximately US$28.59 million in related losses, highlighting the growing importance of account risk identification, external support for suspicious fund investigations, and asset recovery capabilities.

In terms of related user protection mechanisms, risk mitigation within the MEXC infrastructure extends far beyond baseline asset reserves, integrating advanced account risk identification, external forensic investigations into funds, and systematic recovery protocols for misdirected transfers. 

During the May–June performance window, the platform’s financial intelligence unit successfully flagged and restricted 9,518 accounts linked to organized illicit syndicates, effectively dismantling 4,394 distinct fraudulent networks.

Geographically, these illicit operations exhibited high concentration vectors within two primary jurisdictions:

• Commonwealth of Independent States (CIS) Region: 2,096 fraudulent networks neutralized.
• Indonesia: 1,229 fraudulent networks neutralized.

In parallel with internal containment, MEXC significantly expanded its judicial and law-enforcement cooperation protocols. The compliance department processed 497 external statutory investigation requests, which included the successful execution of 53 judicial asset-freezing mandates. Furthermore, the platform’s real-time transaction monitoring systems intercepted 7 high-risk inbound illicit fund transfers, freezing a total of 303,277 USDT before it could contaminate the exchange’s broader liquidity pools.

Addressing user-side transactional errors, MEXC manually processed 812 individual asset recovery requests involving erroneous cross-chain deposits and misdirected transfers, successfully remediating assets valued at 343,515 USDT. Every sub-case was subjected to a dual-layer review protocol that combined manual asset verification with on-chain forensic auditing. Compliance teams deployed advanced multi-ledger cross-chain tracing techniques to locate, isolate, and safely return the misrouted capital to its rightful owners.

Vugar Usi, CEO of MEXC, said, “True trust is not built on promises made before risks emerge, but on whether protection remains visible and verifiable when challenges arise. With our Futures Insurance Fund surpassing 750 million USDT, together with publicly verifiable Proof of Reserves, we are reinforcing MEXC’s role as a trusted global gateway where security and trust always come first, ensuring all user’s assets are safeguarded.”

About MEXC

MEXC is the world’s fastest-growing cryptocurrency exchange, trusted by more than 40 million users across 170+ markets. Built on a user-first philosophy, MEXC offers industry-leading 0-fee trading and access to over 3,000 digital assets. As the Gateway to Infinite Opportunities, MEXC provides a single platform where users can easily trade cryptocurrencies alongside tokenized assets, including stocks, ETFs, commodities, and precious metals.

MEXC Official Website｜ X ｜ Telegram ｜How to Sign Up on MEXC

Contact

MEXC PR team
media@mexc.com

Nicosia, Cyprus, July 20th, 2026, FinanceWire

A self-hosted LLM connected to the platform’s ledger, KYC/KYB, KYT, and audit trail takes over the routine layer of AML investigations – while every decision with regulatory consequences stays with a human

FinHarbor, a technical platform provider for launching compliant, modular financial products, has announced the launch of its AI Act-ready compliance module – an AI co-investigator that works on top of the platform’s existing compliance stack and is deployed entirely inside the client’s own infrastructure.

The timing matters. On 2 August 2026, the EU AI Act’s transparency obligations take effect for customer-facing AI systems, while the recently adopted simplification package moved the high-risk requirements to December 2027 – a preparation window, not an amnesty. FinHarbor’s answer is a module designed around the Act’s logic from day one: documented, supervised, and architecturally incapable of acting alone.

The problem: compliance teams drowning in false alarms

The economics of AML operations are well documented. According to Google Cloud, more than 95% of alerts generated by rules-based AML systems turn out to be false positives at first review, and roughly 98% never result in a suspicious activity report. Compliance teams at growing platforms spend the bulk of their time reconstructing cases from disconnected tools rather than investigating genuine risk.

The industry results from applying AI to this layer are equally documented. HSBC, working with Google Cloud, cut alert volumes by more than 60% while identifying two to four times more genuinely suspicious activity. In a Coforge deployment at a leading US bank, an AI-powered alert optimization framework reduced false positives by 70% and improved fraud detection rates by 35%.

What the module does

FinHarbor’s co-investigator operates across the platform’s unified ledger, KYC/KYB, KYT, transaction monitoring, and append-only audit trail. In practice, it:

• Pulls client and transaction data on demand. An analyst asks a question in plain language; the module queries the platform’s databases directly – no SQL, no waiting for a data team.
• Clears the routine layer of AML alerts. Recurring false positives are classified and closed with documented reasoning, leaving human analysts only the cases that warrant judgment.
• Assembles the full case. Transactions, counterparties, KYC/KYB history, on-chain trail from KYT, sanctions and PEP screening results – linked into a single investigation profile instead of a manual reconstruction across tools.
• Drafts SAR/STR narratives. The module prepares the regulatory filing in the accepted format; the compliance officer reviews, edits, and signs.
• Prioritizes the investigation queue by risk score, so the highest-risk cases surface first.
• Answers regulator and auditor requests with an export from the unified audit trail rather than a manual evidence-gathering exercise.

A co-investigator, not an autopilot

The module’s operating principle is built into its architecture: AI investigates, humans decide. It never files a SAR, blocks an account, or takes any action with regulatory consequences on its own – every such step requires a human signature. This human oversight model, together with system documentation and model risk management, is how the module addresses the AI Act’s high-risk regime, while built-in disclosure ensures that in any chat-based scenario users always know they are interacting with AI.

The same architecture covers DORA: the append-only audit log meets third-party oversight requirements and streams directly into the client’s SIEM.

Deployed inside the perimeter, not in someone else’s cloud

The module runs as a self-hosted LLM within the client’s own environment, connected to the platform’s modules and databases through an MCP server behind the client’s authentication. Setup means scoping access – which modules and accounts the model can read, under which API keys and limits – selecting the model, and configuring redaction rules for regulated fields. Documentation and human oversight are part of the deployment, not an add-on.

This is also why the module’s relevance extends well beyond the EU. The core design principle – regulated data never leaves the client’s perimeter – answers the same requirement under GDPR, UK GDPR, Switzerland’s revFADP, Brazil’s LGPD, and Saudi Arabia’s PDPL. The AI Act is the entry point, not the boundary.

“Compliance teams don’t need another dashboard – they need the routine taken off their hands without giving up control,” said Ilya Podoynitsyn, CEO of FinHarbor. “Our co-investigator reads the same ledger, the same KYC files, the same on-chain data our platform already maintains, and does the legwork: assembles the case, drafts the narrative, documents every step. But nothing that matters to a regulator happens without a human signature. That’s not a limitation we accepted – it’s the design principle we started from.”

The module is currently running in pilots on several client projects. The underlying infrastructure – MCP and self-hosted LLM deployment within the client perimeter – is already part of the FinHarbor platform and publicly documented. The module is delivered as part of the platform, with commercial terms defined per deployment.

About FinHarbor

FinHarbor is a technical platform provider for launching compliant, modular financial products – from wallets and neobanks to crypto ramps and OTC desks. Built on years of real-world fintech experience, the platform covers onboarding, compliance, wallets, transactions, cards, and reporting, delivered with a microservice-based architecture (ISO/PCI DSS-certified), a robust API layer, and on-premise or cloud-ready deployment. FinHarbor supports fiat-only, crypto-native, and hybrid business models across markets in Europe, MENA, and beyond.

Learn more: www.finharbor.com

Contact

Maxim Yakushev
FinHarbor
press@finharbor.com

San Francisco, CA, July 17th, 2026, Chainwire

Crowdsourced Hedge Fund Completes Third Open-Market Purchase as Contributor Network and Assets Continue to Grow

Numerai, the decentralized hedge fund powered by crowdsourced machine learning, today announced the completion of a third strategic purchase of Numeraire (NMR), acquiring an additional $1.2 million of the token from the open market. The purchase brings Numerai’s total NMR buybacks to $3.2 million within one year.

The buyback reflects Numerai’s continued investment in the staking system that aligns thousands of independent data scientists toward improving the firm’s Stake-Weighted Meta Model, the machine learning model that powers Numerai’s hedge fund. Contributors stake NMR on their models, earning additional NMR when their predictions perform well on future market data and losing it when they do not. The resulting Stake-Weighted Meta Model continues to outperform Numerai’s internal benchmark models, demonstrating the value of aligning incentives with predictive performance.

Since announcing its first strategic buyback in July 2025, Numerai’s network has expanded significantly. Active accounts have more than doubled over the past year, submissions continue to increase, and the platform has introduced new infrastructure including Numerai Skills, Numerai Model Context Protocol (MCP), and Atomic Blockchain Staking, enabling increasingly autonomous participation by AI systems.

The underlying hedge fund has also continued to grow. According to the company, Numerai now manages approximately $700 million in assets, up from approximately $560 million at the end of 2025.

Numeraire is a fixed-supply Ethereum token capped at 11 million NMR. Because tournament rewards and staking incentives are distributed from Numerai’s treasury, the company is replenishing its holdings through open-market purchases. Before this buyback, approximately 3.1 million NMR remained in Numerai’s treasury.

Unlike the previous two announcements, this buyback had already been completed before today’s announcement. As with prior purchases, the transaction was executed on the open market through Coinbase Institutional at or near the bid price over several weeks to minimize market impact.

Past performance is not indicative of future results. This content does not represent an offer to purchase or sell any security or the interests of any account managed by Numerai GP, LLC or its affiliates. Such an offer may only be made to persons who qualify to invest and in jurisdictions in which such an offer is legal.

About Numerai

Numerai is a San Francisco-based hedge fund and data science platform founded in 2015. Through a global competition and open API, thousands of data scientists submit stock market signals that are aggregated into a single Meta Model used to trade global equities. Numeraire (NMR) is used to stake and reward models that improve the fund. Numerai’s mission is to build the world’s last hedge fund through open, competitive machine intelligence.

Discord | X | Docs

Contact

Contact Numerai
contact@numer.ai