China, 2nd Apr 2026 – On March 26, 2026, Hong Kong-listed Lianlian DigiTech Co., Ltd. (“Lianlian DigiTech” or the “Company”, stock code: 2598.HK) released its 2025 annual results. During the reporting period, the Company advanced its core strategy of “AI-native + globalization,” achieving breakthroughs in both business performance and strategic expansion, delivering a high-quality growth trajectory.
Both revenue and profit recorded strong growth, significantly exceeding market expectations. The core global payment business maintained industry-leading performance, while the dual-driver strategy of technology empowerment and global expansion delivered notable results, further validating the maturity of the Company’s business model and the sustainability of its profitability.
Performance Milestones: Operating Profit Doubles, Three Consecutive Years of Profitability
As of December 31, 2025, Lianlian DigiTech achieved total revenue of RMB 1.734 billion (RMB 17.34 billion yuan), representing a 31.9% year-on-year increase and reaching a new historical high. Gross profit rose 28% to RMB 873 million, demonstrating stable profitability.
Net profit reached RMB 1.662 billion, primarily driven by gains from equity disposals. Adjusted operating profit (excluding all non-operating items, including gains from the disposal of LianTong) reached RMB 82.26 million, representing a 105.9% year-on-year increase, reflecting improved scale efficiency and operational performance in the Company’s core business.
The customer base continued to strengthen, with total customers reaching 10.4 million by the end of 2025, reflecting both growth in scale and improvements in customer quality.
Chairman and CEO Zhang Zhengyu stated:
“2025 was a year of strengthening our foundation, accelerating growth, and achieving profitability breakthroughs. Through the collective efforts of our team, we exceeded our targets in customer expansion, product system upgrades, and operational efficiency, delivering strong, high-quality growth across all key metrics.”
CFO Wei Ping added:
“2025 marked our second year as a listed company, and we delivered another strong performance. Revenue, gross profit, net profit, and operating profit all exceeded market expectations. Expense ratios declined significantly, improving operational efficiency, while our cash reserves remain solid and our financial structure robust. Looking ahead, we will increasingly pursue a combination of organic growth, disciplined M&A, and strategic investments to expand our business footprint and strengthen the LianLian ecosystem.”
Core Business: Global Payment Growth Outpaces Industry, Value-Added Services Surge by 81.2%
As one of China’s leading digital payment solution providers, Lianlian DigiTech’s core business consists of digital payment services (global and domestic) and value-added services, with both segments driving optimized revenue structure.
In 2025, digital payment services generated RMB 1.45 billion in revenue, up 26% year-on-year.
Among these, global payment performance was particularly strong:
- Total Payment Volume (TPV): RMB 452.4 billion (+60.7%)
- Revenue: RMB 1.045 billion (+29.3%), significantly outperforming industry averages
This growth was driven by the Company’s dual-driver strategy of technology empowerment and global expansion:
On the technology side, LianLian upgraded its underlying infrastructure and deeply integrated AI across key scenarios, including risk control, customer service, and FX optimization. The Company also completed the private deployment of large AI models, embedding intelligent tools across core operations to enhance efficiency and customer experience.
On the globalization front, while strengthening its presence in Europe and the U.S., the Company expanded into emerging markets such as Southeast Asia, the Middle East, and Latin America. Leveraging local payment licenses and localized operational teams, LianLian established regional hubs to integrate local payment services with regional trade ecosystems.
In domestic payments, the Company actively aligned with regulatory guidance to return to the core of payment services and strengthen compliance operations, while enhancing synergy with its global payment network. By focusing on high-value cross-border needs of Chinese enterprises going global, the Company improved both the stability and quality of growth. In 2025, domestic payment gross margin increased to 23%, up 3.3 percentage points year-on-year.
Value-added services also delivered strong growth, driven by the rapid expansion of virtual card solutions tailored to high-frequency cross-border trade scenarios. Revenue from value-added services increased 81.2% year-on-year to RMB 265 million, significantly enhancing customer stickiness.
Technology Strategy: R&D Investment Up 13%, Building a Strong AI-Driven Moat
In 2025, LianLian elevated “technology upgrade” to a core strategic priority, increasing R&D investment to RMB 361 million, up 13% year-on-year (17.6% excluding share-based compensation), reflecting continued investment in AI, blockchain, and digital asset innovation.
AI capabilities have been deeply embedded across the entire business chain. During the reporting period, the Company completed the private deployment of large AI models and developed tools such as LoopAI and LoopChat, which are now integrated into key areas including risk control, foreign exchange, and customer service.
In risk control, AI systems enable automated document processing, intelligent compliance recognition, and millisecond-level anomaly detection, significantly improving both efficiency and accuracy. In customer service, by combining cloud-native architecture, big data, and AI technologies, the Company introduced the “Cross-border Merchant Confidence Index,” helping merchants better assess operational conditions, reduce uncertainty, and enhance user experience.
The Company is also actively expanding into digital asset businesses, leveraging its VATP (Virtual Asset Trading Platform) license in Hong Kong, while exploring blockchain applications to improve cross-border payment efficiency and cost optimization—bridging traditional financial infrastructure with the emerging digital economy.
Looking ahead to 2026, LianLian will further deepen its AI-native strategy, accelerating the productization of AI across payments and value-added services, while enhancing operational efficiency through organizational upgrades and AI-driven management optimization.
Global Expansion: 66 Licenses Worldwide, Accelerating Transformation into a New-Generation Multinational Enterprise
2025 marked a critical year in the deepening of LianLian’s globalization strategy.
In October 2025, LianLian officially became a key enterprise partner of the Hong Kong SAR government and established its overseas headquarters in Hong Kong in November. This headquarters serves as a global hub for strategic coordination, innovation, and international collaboration.
The overseas headquarters focuses on three key areas:
- Building a full-chain intelligent payment architecture powered by “Blockchain + AI”
- Strengthening the dual pillars of technology and compliance, particularly in anti-money laundering and data privacy
- Enhancing technological capabilities through partnerships, joint R&D, and strategic investments
The Company’s global licensing system also expanded significantly. In August 2025, its wholly owned subsidiary obtained a Type 3 license from the Hong Kong Securities and Futures Commission, marking further progress in its diversified product strategy.
As of December 31, 2025:
- 66 global payment licenses and qualifications
- Coverage across 100+ countries and regions
- Support for 130+ currencies
Notably, Lianlian DigiTech is the only Chinese digital payment solution provider licensed for money transmission across all U.S. states, reinforcing its global compliance advantage. Combined with its VATP license and forward-looking blockchain applications, the Company has built a strong foundation for global expansion.
In 2025, LianLian also strengthened its global ecosystem through partnerships with UnionPay International, Visa, 12 Victory, Veem, PAYSO, and Waffo, further enhancing its interconnected and intelligent global payment network.
Outlook
Chairman Zhang Zhengyu stated:
“Looking ahead, we will continue to center on our AI-native strategy, deepening the integration of AI into business scenarios while advancing our globalization strategy. By strengthening our competitive advantages in cross-border payments and compliant financial services, we aim to build a secure, efficient, and seamless global trade financial infrastructure, and become a technology-driven leader in global digital payments.”
Media Contact
Organization: LianLian
Contact Person: LianLian PR Department
Website: https://www.lianlian.com/
Email: Send Email
Country:China
Release id:43304
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